Tag: vehicle

Be Prepared for Winter Driving

Winter driving can be intimidating, especially in snowstorms and icy conditions. By ensuring your car is prepared for winter and knowing some easy tips to drive safely, you can be confident when Midwest winter weather hits the Kansas City area. Take time to consider the following winter driving tips for: Preparing Your Vehicle for Winter […]

Credit Score. Does it Affect Your Car Insurance Rates?

What you pay for auto insurance depends on several factors, including your driving record and where you garage your car. Obviously, your driving record matters a great deal. Traffic tickets and prior auto accidents correlate with a greater chance of a future loss, and their presence on your record can result in higher premiums. In general, […]

Is it Really a Better Deal to Bundle Your Car Insurance?

At Farmers, we’re committed to making you a smarter and safer driver, homeowner, and saver. That’s why we reward your safe habits and smart planning with a variety of insurance discounts that lower your rates, not your coverage quality. There are many ways to provide discounts, for example you get a cheaper price by taking […]

Collision and Comprehensive Coverage-Knowing Your Auto Insurance Policy

There are two main types of coverages for auto insurance policy: Collision and Comprehensive.  So what is the difference between the two? Collision This helps you pay for the damages caused by collision with another vehicle, collision with a stationary object such as a tree or street signs and a vehicle rollover. This protects you […]

Who Pays? How Many Can You Get Right?

  If you lend your car to a friend and he/she gets into an accident, your car insurance will pay to repair the car for covered incidents. Insurance follows the vehicle, not the driver, so typically the car will be covered by your insurance policy regardless of who is driving. In some instances, however, your […]

Farmers Friendly Review® Service

A Farmers Friendly Review® Session is Free and Valuable Farmers agents provide this free service just for you. Meet with your agent in person or connect online to review your coverage to keep up with your changing insurance needs. As your life changes, so should your policy Changes in your life can add up to […]

Why Uninsured Motorist Coverage Is A Good Idea

Why Uninsured Motorist Coverage Is A Good Idea You probably have never heard about it, or if you have, you may really not know what it is.  Uninsured Motorist (UM) coverage is a type of coverage that is available on your automobile insurance policy. UM coverage is designed to pay you for damages that have been […]

Insurance Tips for Parents With Kids off to College

Kids off To College?  Insurance Tips For Parents For Back-To-School. Although we have seen commercials for weeks now reminding us that it is BACK-TO-SCHOOL time – we often put off preparing until the last minute.  So, as you get your children ready to head off to school this fall, there is one more thing to […]

Fall & Winter Tips Every Driver Should Know

Tips for Safer Driving at Night Before driving, walk around the vehicle to ensure the headlights and the taillights are fully functional Don’t stare directly into oncoming headlights, pay attention to the white line that guides the road should you have trouble seeing as cars pass Look Out for Deer Deer are more commonly found […]